Pine Island National Bank

Pine Island National Bank

The Pine Island National Bank is the local bank of the island located in the town of Pine Lake, it is where currencies can be exchanged for other currency and with gold bars.

History
In the early days of Pine Lake, the bank was one of the first buildings to appear along side the Blacksmith, the Church, and some other residential buildings. In the early days of the Bank in the 1800s, it would sell Gold bars to the public but for a high price since it was very uncommon. Throughout 1853-2004, there were 3 people with the name, Bill Banker, working there until the Banker Bot would be created in 2005 and work there until the end of 2026.

Uses
In the game, one of the Bank's main use is to exchange currency for more of another currency. There are 2 currencies used in the game, Shillings and Dollars, the Shillings were used on the island up until 1850, then they were replaced by the Dollar currency. The exchange rate is dependent on the era that the player is currently in.

Along with the currency exchange, the Bank also would offer gold bars in the 19th Century, with it being the cheapest starting at $108 in 1853. As time passes, the price increases as the gold becomes more valuable and it stops being sold later in the 20th Century. Collecting this Gold and selling it in the future when it is the most valuable will grant the player a large sum of money, and it is a good technique at the start of the game.

Buying and selling gold bars causes inflation and deflation, changing the price of subsequent gold bars as well as affecting the prices of items in stores around Pine Island.